# Ingredient List:
→ Muffin Batter
01 - 1 1/2 cups all-purpose flour
02 - 1 teaspoon baking powder
03 - 1/2 teaspoon baking soda
04 - 1/4 teaspoon salt
05 - 1/2 teaspoon ground cinnamon
06 - 1/2 cup granulated sugar
07 - 1/4 cup unsalted butter, melted
08 - 1/4 cup vegetable oil
09 - 2 large ripe bananas, mashed
10 - 2 large eggs
11 - 1 teaspoon vanilla extract
12 - 1/4 cup whole milk
→ Caramel Cream Cheese Swirl
13 - 6 ounces cream cheese, softened
14 - 1/4 cup granulated sugar
15 - 1 large egg yolk
16 - 1 teaspoon vanilla extract
17 - 1/4 cup thick caramel sauce
# How to Make:
01 - Preheat oven to 350°F. Line a 12-cup muffin tin with paper liners or coat lightly with nonstick spray.
02 - In a medium mixing bowl, whisk together flour, baking powder, baking soda, salt, and cinnamon. Set aside.
03 - In a large mixing bowl, whisk melted butter, vegetable oil, and sugar until well combined. Add mashed bananas, eggs, vanilla extract, and whole milk. Mix until smooth and uniform.
04 - Gently fold dry ingredients into wet ingredients until just combined. Do not overmix to maintain tender muffin texture.
05 - In a separate bowl, beat softened cream cheese, sugar, egg yolk, and vanilla extract until smooth. Swirl in caramel sauce, leaving visible streaks for marbled appearance.
06 - Divide batter evenly among prepared muffin cups, filling each approximately two-thirds full. Spoon 1 tablespoon caramel cream cheese mixture onto center of each muffin. Use a toothpick to gently swirl the filling into the batter.
07 - Bake for 20 to 24 minutes, or until a toothpick inserted into muffin center comes out clean, avoiding the cream cheese swirl when testing.
08 - Allow muffins to cool in tin for 5 minutes, then transfer to wire rack for complete cooling.
